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Putting budget goals within reach. Manage My Money S M Gives you the tools you need to make the right financial decisions.

Putting budget goals within reach. Manage My Money S M Gives you the tools you need to make the right financial decisions.

Carousel Highlighting 6 Featured Products and Services

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Our most popular, easy and convenient checking account.

Enroll in e.statements within 60 days of account opening to avoid getting switched to a fee-based checking account1.

We make it simple to save a little or save a lot.

We have designed a suite of card options that lets you choose your card based on what is important to you – lower interest rate, no annual fee, access to our newly designed rewards program. Compare our cards to find which one works best for you.

First Citizens can help you through the entire home buying process, including helping you understand how much home you can afford, learning about pre-qualification, understanding your loan options and helping you decide which loan is best for you.

Whether you have an unplanned expense, need to pay for a childs education, a major purchase or a home renovation, First Citizens offers a variety of loan, line of credit and card products to meet your needs.

about Credit options to help pay for major purchases, college and more

Products, tools and resources to ensure your future comfort and security

First Citizens can help you meet your long-term investing and retirement goals with a variety of available products and services, investment guidance, retirement planning and more.

Learn more about your new bank, and how were committed to your smooth transition.

First Citizens Bank, a division of First-Citizens Bank & Trust Company, Raleigh, NC.

Account openings and credit are subject to Bank approval.

Bank deposit products are offered by First Citizens Bank, Member FDIC, Equal Housing Lender.

Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. MemberFINRA, Opens in a new tabSIPC, Opens in a new tab.

1. e.statements are required. To be eligible for Free Checking, you must sign up to receive First Citizens electronic statements within 60 days of account opening. If you do not sign up and receive electronic statements, your account will be converted automatically and without prior notice to you to a Select Checking account and will be subject to the fees and charges applicable to a Select Checking account. The applicable fees and charges will be debited from your account without further notice to you and will appear on your account statement. If you overdraw your account, fees may apply.

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First Citizens Bank product offerings differ from region to region. In order to accurately display information on accounts, rates and special promotions specific to your area, please enter your 5-digit ZIP Code below.

Deposit cash or checks without an envelope 24 hours a day, seven days a week

Learn moreabout Intelligent Deposit ATM Banking

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1. Upon clicking this link, you will leave the First Citizens Bank website and go to a third party site. Third party sites may have a privacy policy different from First Citizens Bank and may provide less security than this site. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third party website.